Since i've knowledge about the credit cards my step father ask me a favor to have research to another credit card the one who has low interest rate, has high credit limits and has 0%balance transfer, the one that helpful to us. In my research i've discovered this one of a kind credit card. So i let my step father know about it.
When my step father already know about it he wants to read the articles first, about the balance transfer since he will transter all his balance to the new one. After reading the article and all the benifits to be earn he smiled at me and said he wants to apply on it. So i guide him how to apply online. Thats it!! My step father is using now his new credit card.